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GemStar Group Dental Plans, Competitive dental insurance
for your employees and their families
GemStar Group Dental Plans are designed to meet the needs of small employer groups.

Plans Feature
  • Eligible to groups with as few as 2 eligible employees
  • Premium Rate Discounts for Increased Participation
  • 3 Different Plans offering three levels of coverage to choose from
  • Immediate Coverage for most services, very few waiting periods apply
  • Prior Plan Credit Available
  • NO Minimum Participation Requirement
  • NO Monthly Administration Charges!
  • 12 Month Rate Guarantee
  • Freedom to Use Any Dentist
GemStar Group Dental Plans provide for an increase in coinsurance level based upon each Benefit Year of coverage. Benefit Year begins with each insured's effective date and continues for 12 months. Each primary insured and dependent will have their own benefit year beginning with their specific effective date of coverage.

GemStar Group Dental Plans reimburse for covered dental expenses based upon the Reasonable and Customary (R&C) fees for those covered expenses.


DENTAL PLAN DESCRIPTIONS (click to view the plan description)

  GemStar Dental Plan l Description

GemStar Dental Plan ll Description

GemStar Dental Plan lll Description

GemStar Dental Plan Comparison Chart (compares all three side by side)

GemStar Dental Plan Guidelines and Exclusions

Dental Terminology

Dental Frequently Asked Questions

Click here for a complete PDF copy of the GemStar Group Dental and Vision brochure.  Groups of 100 or more employees must be submitted to the Home Office for rating.  Click Here to download our GemStar Large Group Request Form.

GemStar Group Dental Plans are underwritten by Security Life Insurance Company of America, Minnetonka, Minnesota under policy GH-1112-38070 to the Employer's Voluntary Benefit Insurance Trust.

If you are interested in marketing GemStar Group Dental and Vision Plans (click here).

If you are interested in purchasing GemStar Group Dental and Vision Plans (click here).



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