GemStar Group Dental
GemStar Group Dental - affordable insurance for your employees and their families.
GemStar Group Dental Plans are designed to meet the needs of small employer groups.
Plans Feature
- Eligible to groups with as few as 2 eligible employees
- Premium Rate Discounts for Increased Participation
- 3 Different Plans offering three levels of coverage to choose from
- Optional Vision Rider (not available in all states)
- Immediate Coverage for most services, very few waiting periods apply
- Prior Plan Credit Available
- NO Minimum Participation Requirement
- NO Monthly Administration Charges!
- 12 Month Rate Guarantee
- Freedom to Choose Any Dentist – Optional Network Available for Additional Savings*
GemStar Group Dental Plans provide for an increase in coinsurance level based upon each Benefit Year of coverage. Benefit Year begins with each insured's effective date and continues for 12 months. Each primary insured and dependent will have their own benefit year beginning with their specific effective date of coverage.
GemStar Group Dental Plans reimburse for covered dental expenses based upon the Reasonable and Customary (R&C) fees for those covered expenses.
STATE RESTRICTIONS
| State |
Limitation |
| Connecticut |
Not Available |
| New Hampshire |
Not Available |
| New York |
Not Available |
| South Dakota |
Plan I Not Available |
| Washington |
Not Available |
DENTAL PLAN DESCRIPTIONS (click to view the plan description)
GemStar Dental Plan l Description
GemStar Dental Plan ll Description
GemStar Dental Plan lll Description
GemStar Dental Plan Comparison Chart (compares all three side by side)
GemStar Dental Plan Guidelines and Exclusions
Terminology
Frequently Asked Questions
If you are interested in marketing GemStar Group Dental and Vision Plans (click here).
If you are interested in purchasing GemStar Group Dental and Vision Plans (click here).
*MAXIMUM CARE NETWORK: With over 140,000 dental locations nationwide, the Maximum Care Network can help you save up to 50% on routine and major dental procedures, in addition to helping you manage your annual maximums. Search providers at careington.com/co/maxcare. This option is not available in ID, NJ, VT or WA. Security Life will be held harmless in the event that the provider network does not have the appropriate state licensure or that the provider does not honor the network’s discount.