GemStar Group Vision
GemStar Group Vision - affordable insurance for your employees and their families.
GemStar Group Vision Plans are designed to meet the needs of small employer groups.
Plans Feature
- EyeMed Vision Care - Large vision network including
such vision providers as LensCrafters, Pearle Vision, Sears Optical, and
Target Optical as well as 32,000 independent vision providers.
Click here to learn
more about this valuable network.
- Eligible to groups with as few as 2 eligible employees
- Premium Rate Discounts for Employer Contribution
- 3 Different Plans offering three levels of coverage to choose from
- Immediate Coverage, no waiting periods
- NO Monthly Administration Charges!
- 24 Month Rate Guarantee
GemStar Group Vision Plans allow you to visit either an in-network
provider or visit an eye care provider of your choice. With three
different plans to choose from, we have the vision plan that will meet
the needs of your employees and their families.
GemStar Group Vision Plans reimburse for covered vision expenses based upon the
contracted amount or the Reasonable and Customary (R&C) fees for those
covered expenses.
The
Services rendered and Materials furnished by a Preferred Provider.
A Preferred Provider is a licensed provider who has contracted to
accept, as full payment, Your co-payment and the contracted payment from
Us. We will pay benefits if the Services are rendered or Materials
furnished in, at or by a Preferred Provider. Use of a
Preferred Provider does not guarantee that all expenses will be
covered under the Policy.
Preferred Provider
locations are identified by contacting the Administrators office or
website.
The Services rendered and
Materials furnished by a Non-Preferred Provider. A
Non-Preferred Provider is a licensed provider NOT under contract
with Us. After the applicable co-payment and deductible, if any, We
will pay the Reasonable and Customary charge for the following Services
and Materials, up the scheduled amount.
STATE RESTRICTIONS
| State |
Limitation |
| Connecticut |
Not Available |
| New Hampshire |
Not Available |
| New Jersey |
Not Available |
| New York |
Not Available |
| Vermont |
Not Available |
| Washington |
Not Available |
VISION PLAN DESCRIPTIONS (click to view the plan description)
GemStar Vision Plan l Description
GemStar Vision Plan ll Description
GemStar Vision Plan lll Description
GemStar Vision Plan Comparison Chart (compares all three side by side)
GemStar Vision Plan Guidelines and Exclusions
Vision Terminology
Vision Frequently Asked Questions